:root{--ink:#183139;--navy:#183540;--muted:#6a7979;--teal:#245c59;--teal-light:#eaf2ed;--paper:#f6f5ef;--white:#fffefa;--line:#dedfd6;--gold:#a18239;--gold-light:#f3edda;--silver:#718087;--silver-light:#eaf0f1;--bronze:#a67554;--bronze-light:#f4e9e0;--radius:15px;--shadow:0 3px 15px #1b303308;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);font-synthesis:none;background:var(--paper)}
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var(--gold)}.package-card.silver{border-top-color:var(--silver)}.package-card.bronze{border-top-color:var(--bronze)}.package-header{display:flex;align-items:flex-start;justify-content:space-between;gap:15px;padding:22px 24px 16px}.tier-name{display:flex;align-items:center;gap:9px}.tier-name h3{font-size:20px}.tier-dot{height:8px;width:8px;border-radius:50%;background:var(--gold)}.silver .tier-dot{background:var(--silver)}.bronze .tier-dot{background:var(--bronze)}.tier-subtitle{font-size:10px;color:var(--muted);margin-top:5px}.package-price{text-align:right}.package-price strong{font-size:30px;font-weight:560;line-height:1.05;letter-spacing:-1.3px;font-variant-numeric:tabular-nums}.package-price>span{font-size:11px;color:var(--muted);padding-left:2px}.target-status{font-size:9px;color:var(--teal);margin-top:6px;letter-spacing:.1px}.target-status.outside{color:#8b734c}.package-main{padding:0 24px 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23px;font-size:12px;color:var(--muted);line-height:1.8}.no-quote-message strong{font-weight:600;color:var(--navy)}.result-banner{border:1px solid #d7dfd2;border-radius:9px;background:#eef3e9;padding:13px 16px;font-size:11px;line-height:1.7;color:#57705e;margin-bottom:16px}.result-banner strong{font-weight:650}.result-banner .button{margin-top:10px}.error-state{padding:30px}.error-state h3{font-size:20px;margin-bottom:10px}.error-state p{font-size:12px;color:var(--muted);line-height:1.8}.toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);background:var(--navy);color:white;padding:12px 20px;border-radius:9px;box-shadow:0 5px 20px #16303820;font-size:12px;z-index:20;max-width:90vw;text-align:center}.skip-link{position:fixed;left:15px;top:-70px;background:var(--teal);color:white;border-radius:6px;padding:10px 15px;z-index:30}.skip-link:focus{top:12px}.noscript{margin:20px;padding:20px;background:#fff1de}.clip-fallback{width:100%;min-height:130px;border:1px solid var(--line);border-radius:7px;padding:10px;font-size:11px;margin-top:12px;color:var(--ink);background:white}.compact-card .coverage-line{padding:11px 13px}.compact-card .package-header{padding-top:19px}.compact-card .package-main{padding-bottom:17px}.compact-card .package-purpose{margin-bottom:12px;font-size:11px}.compact-card .package-metrics{margin-top:14px}.compact-card .package-price strong{font-size:27px}
@media(min-width:1450px){.workspace{grid-template-columns:475px minmax(0,1fr);gap:40px}.package-card.gold .coverage-line{padding:15px 17px}.panel-heading h2{font-size:22px}}
@media(max-width:1120px){.app-header{padding:24px 28px}.workspace{padding:28px;gap:25px;grid-template-columns:minmax(340px,410px) minmax(0,1fr)}.panel-heading,.tab-panel,.form-footer{padding-left:20px;padding-right:20px}.tabs{margin-inline:20px}.results-heading h2{font-size:22px}.needs-strip>div{padding:0 13px}.needs-strip strong{font-size:20px}.package-header,.package-main,.package-details{padding-left:20px;padding-right:20px}.package-price strong{font-size:27px}.package-metrics dd{font-size:13px}.mortgage-grid{grid-template-columns:1fr 1fr}.mortgage-grid .field:last-child{grid-column:1/-1;max-width:50%}.header-actions .quiet{padding-inline:8px}}
@media(max-width:870px){.app-header{align-items:flex-start;padding:22px 24px}.brand-mark{width:37px;height:37px;border-radius:10px}.brand{gap:11px}.brand h1{font-size:21px}.brand p{font-size:10px}.header-actions{gap:3px}.header-actions .button{font-size:11px;padding:10px}.power-button{margin-left:4px}.workspace{grid-template-columns:minmax(310px,.9fr) minmax(0,1fr);padding:24px;gap:20px}.panel-heading h2{font-size:19px}.eyebrow{font-size:8px;letter-spacing:1.3px}.needs-strip strong{font-size:18px}.needs-strip span{font-size:9px}.needs-strip>div{padding:0 9px}.results-heading h2{font-size:20px}.review-tag{display:none}.package-header,.package-main,.package-details{padding-left:16px;padding-right:16px}.package-price strong{font-size:24px}.package-purpose{font-size:11px}.package-metrics{gap:7px}.package-metrics>div{padding-left:8px}.package-metrics dd{font-size:12px}.package-metrics dt{font-size:8px}.coverage-amount{font-size:12px}.coverage-name{font-size:11px}.package-actions{gap:5px}.package-actions .button{font-size:11px;padding-inline:9px}.power-inline{font-size:10px}.empty-state{padding:30px 20px}.empty-state h3{font-size:21px}.empty-state>p:not(.eyebrow){font-size:12px}.calculation-row{grid-template-columns:1fr;gap:3px}.field-grid{gap:12px 10px}.field{font-size:10px}.product-reference-row{grid-template-columns:1fr;gap:4px}}
@media(max-width:700px){.app-header{padding:21px 20px 18px;flex-wrap:wrap;gap:19px}.brand h1{font-size:23px}.brand p{font-size:11px}.header-actions{width:100%;justify-content:flex-end;border-top:1px solid var(--line);padding-top:13px;gap:8px}.header-actions .button{font-size:12px}.header-actions .quiet:first-child{margin-right:auto}.workspace{display:flex;flex-direction:column;padding:22px 20px 32px;gap:29px}.intake-panel,.results-panel{width:100%}.panel-heading,.tab-panel,.form-footer{padding-left:22px;padding-right:22px}.panel-heading{padding-top:23px}.panel-heading h2{font-size:22px}.tabs{margin-inline:22px}.eyebrow{font-size:9px;letter-spacing:1.5px}.field{font-size:11px}.field input,.field select{height:45px;font-size:16px}.field-help{font-size:11px}.form-section{margin-bottom:25px}.mortgage-grid{grid-template-columns:1.2fr 1fr .8fr}.mortgage-grid .field:last-child{grid-column:auto;max-width:none}.check-field{font-size:11px}.segmented span{font-size:12px}.priority-options label>span{font-size:12px}.intake-details summary{font-size:12px}.results-heading h2{font-size:25px}.review-tag{display:block}.needs-strip span{font-size:10px}.needs-strip strong{font-size:22px}.needs-strip>div{padding:0 15px}.package-header,.package-main,.package-details{padding-left:21px;padding-right:21px}.package-price strong{font-size:30px}.coverage-name{font-size:12px}.coverage-amount{font-size:14px}.package-purpose{font-size:12px}.package-metrics dd{font-size:15px}.package-metrics dt{font-size:9px}.package-metrics>div{padding-left:14px}.package-metrics{gap:12px}.package-actions{gap:12px}.package-actions .button{font-size:12px;padding-inline:12px}.power-inline{font-size:11px}.calculation-row{grid-template-columns:125px 1fr;gap:12px}.empty-state{min-height:405px}.product-reference-row{grid-template-columns:125px 1fr;gap:12px}.privacy-note{font-size:11px}.tab{font-size:13px}.next-button,.build-button{min-height:46px}.copy-button{min-height:42px}}
@media(max-width:380px){.app-header{padding:18px 15px}.workspace{padding:18px 13px}.panel-heading,.tab-panel,.form-footer{padding-left:18px;padding-right:18px}.tabs{margin-inline:18px}.needs-strip strong{font-size:20px}.needs-strip>div{padding:0 11px}.mortgage-grid{grid-template-columns:1fr 1fr}.mortgage-grid .field:last-child{grid-column:1/-1;max-width:50%}.package-price strong{font-size:27px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.field{font-size:12px}.field-help{font-size:11px}.mortgage-grid .field{font-size:11px}.comparison-toolbar{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:2px 0 20px}.comparison-toolbar strong{font-size:12px;font-weight:650}.comparison-toolbar p{font-size:10px;color:var(--muted);margin-top:3px}.comparison-toolbar .button{white-space:nowrap;font-size:11px}.embedded .app-header{padding-top:18px;padding-bottom:18px}.embedded .header-actions>.power-button{display:none}.embedded .workspace{padding-top:24px}
@media(min-width:1100px){.app-header{max-width:1640px}.workspace{max-width:1640px;grid-template-columns:350px minmax(0,1fr);gap:28px}.panel-heading,.tab-panel,.form-footer{padding-left:21px;padding-right:21px}.panel-heading h2{font-size:20px}.tabs{margin-inline:21px}.mortgage-grid{grid-template-columns:1fr 1fr}.mortgage-grid .field:last-child{grid-column:1/-1;max-width:50%}.packages{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;align-items:start}.package-header{display:block;padding:18px 16px 14px}.package-price{text-align:left;margin-top:16px}.package-price strong,.compact-card .package-price strong{font-size:29px}.tier-name h3{font-size:20px}.package-main{padding:0 16px 16px}.package-purpose,.compact-card .package-purpose{font-size:11px;line-height:1.7;min-height:75px;margin-bottom:13px}.coverage-line,.compact-card .coverage-line,.package-card.gold .coverage-line{padding:12px 10px;gap:5px 8px}.coverage-name{grid-column:1/-1;font-size:11px}.coverage-name .line-role{display:table;margin:4px 0 3px;font-size:7px}.coverage-amount{grid-row:2;grid-column:1;text-align:left;font-size:13px}.coverage-price{grid-row:2;grid-column:2;align-self:center;font-size:9px}.coverage-duration{grid-row:3;grid-column:1/-1;font-size:9px;min-height:30px}.package-metrics{display:flex;flex-direction:column;gap:7px;margin-top:16px}.package-metrics>div,.package-metrics>div:first-child{display:flex;justify-content:space-between;align-items:baseline;gap:8px;border:0;padding:0}.package-metrics dt{font-size:9px;margin:0}.package-metrics dd{font-size:13px}.additional-note{font-size:9px;padding:9px 10px;line-height:1.7}.package-note{font-size:9px}.package-details{padding:13px 16px}.package-details>summary{font-size:10px;line-height:1.5}.allocation-table{font-size:8px}.allocation-table th{font-size:8px}.client-explanation{font-size:11px;padding-left:9px}.power-steps{font-size:10px;padding-left:15px}.package-actions{flex-direction:column;align-items:stretch;gap:4px}.package-actions .power-inline{text-align:center}.quote-notes{font-size:9px;padding-left:12px}.no-quote-message{padding:0 16px 20px;font-size:11px}.comfortable-field .optional{position:static;margin-top:-5px}.optional+.money-input{margin-top:-3px}}
@media(min-width:1450px){.workspace{grid-template-columns:370px minmax(0,1fr);gap:32px}.packages{gap:16px}.coverage-name{font-size:12px}.coverage-duration{font-size:10px}.package-details>summary{font-size:11px}.allocation-table{font-size:9px}.package-metrics dt{font-size:10px}.additional-note,.package-note{font-size:10px}}
@media(max-width:700px){.comparison-toolbar{align-items:stretch;flex-direction:column;gap:12px}.comparison-toolbar .button{justify-content:space-between;font-size:13px}.comparison-toolbar p{font-size:11px}.embedded .app-header{padding-inline:20px}.embedded .header-actions{justify-content:flex-end}.embedded .header-actions .quiet:first-child{margin-right:0}}
.income-protection{border:0;padding:0;margin:18px 0 0;min-width:0}.income-protection>legend{font-size:12px;margin-bottom:9px}.retirement-fields{display:grid;grid-template-columns:minmax(130px,1fr) 1fr;gap:12px;align-items:end;margin-top:13px}.retirement-fields .field-help{margin:0 0 5px}.retirement-fields .field{font-size:11px}
.target-mode{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin:0 0 14px;padding:4px;background:var(--navy-soft,#e8f1ec);border-radius:10px}.target-mode label{display:flex;align-items:center;justify-content:center;gap:6px;padding:10px 5px;border-radius:7px;font-size:11px;font-weight:700;cursor:pointer}.target-mode label:has(input:checked){background:white;box-shadow:0 1px 4px #163a291a}.target-mode input{width:14px;height:14px;margin:0;accent-color:#176e50}.target-mode label:focus-within{outline:2px solid #176e50;outline-offset:1px}#coverage-targets[hidden],#premium-targets[hidden]{display:none}#coverage-targets .money-input input{font-size:13px;padding-left:23px;padding-right:4px}
.zero-opt-in[hidden]{display:none}
.field-grid,.target-grid{align-items:end}.field>.optional{position:static;margin-top:-5px}.intake-details summary>.optional{position:static;margin-left:auto}
.target-mode{grid-template-columns:repeat(3,minmax(0,1fr))}.target-mode label{align-items:flex-start;font-size:10px}.target-mode input{flex-shrink:0;margin-top:1px}#pitch-targets .target-grid{margin-top:12px}#pitch-targets{margin-bottom:18px}.pitch-excluded{font-size:10px;color:var(--muted);font-weight:400}.pitch-review{border-left:3px solid #a27d3c;padding-left:10px}.package-card .pitch-benefits{margin:0;padding:0;list-style:none;font-size:12px}.pitch-benefits li{padding:7px 0;border-bottom:1px solid var(--line)}

.birth-date-panel{padding-bottom:20px}

/* Eligible product comparisons */
.pitch-adjustments { margin-top: 1rem; }
.pitch-adjustments summary, .review-reasons summary, .incomplete-packages > summary { cursor: pointer; font-weight: 650; }
.pitch-adjustments .field-grid { margin-top: 1rem; }
.pitch-review-panel { padding: 1.4rem; margin: 1.25rem 0; border: 1px solid #d5dddf; border-radius: 16px; background: #f6faf9; }
.pitch-review-panel > h2 { font-size: 1.3rem; margin: 0 0 .5rem; }
.pitch-review-panel > p { line-height: 1.6; }
.review-alternatives { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; }
.review-alternative { background: #fff; border: 1px solid #dae2df; border-radius: 12px; padding: 1.1rem; }
.review-alternative h3 { font-size: 1rem; margin: 0 0 .8rem; }
.review-alternative p, .review-alternative li { font-size: .9rem; line-height: 1.55; }
.review-alternative ul { padding-left: 1.15rem; }
.review-alternative .button { margin-top: 1rem; white-space: normal; text-align: left; }
.review-reasons, .incomplete-packages { margin-top: 1.25rem; }
.incomplete-packages > .packages { margin-top: 1rem; }
.coverage-choice-note { color: #184b43; background: #edf6f1; padding: .75rem; border-radius: 8px; font-size: .9rem; line-height: 1.5; }
@media (max-width: 720px) { .review-alternatives { grid-template-columns: 1fr; } }