Coverage Builder

Life packages for your next conversation

START WITH THE CONVERSATION

What matters to this family?

Start with the client
Today’s conversation

Existing coverage assigned to income leaves income out of the new pitch. Each benefit is still counted only once.

Coverage choices

Zero uses the assessed final-expense need. A higher minimum adds coverage; it does not change the original need. Final-only tier extras are added after this minimum.

Income & household

The take-home amount the household relies on, including rent or mortgage if applicable.

Used with the monthly contribution to set the benefit amount.

Protect income until

Estimate only. Adjust to the client’s plan.

Whole life stays permanent. This choice sets which term coverage can fit.

Home
Final expenses
Existing life coverageNone added

Give each benefit one purpose. Include employer and personal policies only once.

Complete both tabs to compare options.

THE NEXT CONVERSATION

A package with a purpose.

Agent review
Income support—
Mortgage payoff—
Final expenses—

THREE OPTIONS. ONE CLEAR START.

Turn their answers into a plan.

Enter the needs and client details. You’ll get Gold, Silver and Bronze options with quoted prices, a clear purpose, and exactly what to enter in Power.

Life coverage only · No application started
Product & pricing reference

Pricing from Power • Ancillary riders excluded • Final issue subject to underwriting